Service Agreement Between Probakaal Consultancy Services and Himilo Microfinance Institute

Probakaal Consultancy Services is conducting a comprehensive impact assessment of the microfinance initiatives provided by Himilo Microfinance Institute. This assessment focuses on evaluating the outcomes and effectiveness of financial services offered to economically disadvantaged and low-income individuals, with a particular emphasis on marginalized communities, especially women and youth.

The financial products under review include a diverse range of services tailored to support various sectors and business needs. These offerings encompass:

• MSME (Micro, Small, and Medium Enterprise) financing

• Group financing solutions

• Fisheries and livestock financing

• Asset financing

• Agribusiness financing

• Renewable energy financing

• Micro-saving services

This impact assessment aims to determine the extent to which these financial products have contributed to improving the livelihoods and economic resilience of the targeted beneficiaries, fostering inclusive growth and financial empowerment.